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Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general the law, it is assumed that the vehicle is operated with its owner's permission.

Laws enhancing penalties, making revocation automatic or targeting social hosts have varying impact on mortality rates. All of these measures, which include obligatory education, alcohol treatment and interlock devices, have a tiny effect.

Legal Definitions

The laws that govern motor vehicle legal terms are formulated and determined at the state level. The various definitions used by the federal government for matters pertaining to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly for administrative purposes and are not applicable to states that determine their own registration classifications. These classifications for vehicles determine whether a driver requires a special licence to operate certain types vehicles.

These state laws define the terms "automobile," "light truck" and many others. As an example light truck, it's any vehicle with a capacity of carrying less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. This includes any vehicle or combination that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a vehicle with wheels, typically used by people who are physically disabled and, are unable to walk around as pedestrians. A moped is a vehicle with not more than three wheels on the ground and that travels at a maximum speed of 35 miles per hour.

A pedal-driven vehicle, is one that is driven by the person who sits on top of it. The owner of a vehicle is the person who holds the legal title.

Traffic Laws

Typically, every state has its own set of motor vehicle laws, which deal with everything from the registration process to insurance requirements. They also regulate the types of vehicles that are covered by law. Some of these laws are identical across states, but others are different. For instance there are laws that limit the number of persons you can carry in a pedicab. There are laws against reckless driving on certain types of roads, such as parking lot.

A person who operates a motor vehicle that is in violation of these laws could face penalties and fines for doing so. Penalties can include getting your license suspended or having to go to traffic school.

The law governing speed limits on roads is one of the most important laws states have. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also defines the definition of a "motor vehicle." This includes every description of carriage or other contrivance that is propelled by mechanical force and used on a public highway for the transportation of people or property, or for other commercial use. The law does not include trailers, coaches, semitrailers, all-terrain and snowmobiles and motorized mobility assist devices used by disabled people and self-propelled corn, as well as hay harvesting machines.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer which provides insurance against financial loss due to liability for bodily injuries or death, property damage to a third party arising from the ownership or operation, maintenance, or use of a covered car. It may also protect physical damage to the vehicle. It must contain the name and address of the named insured as in addition to the coverage offered by the policy.  motor vehicle accident attorney west palm beach  contains the amount of the premium, the period for which the policy is in force, and the responsibility limits. It should also contain an agreement or a statement that the insurance provided is in conformity with the coverage set out in the policy, in relation to bodily injury or death or property damage and is subject to all of the provisions of this chapter.

Duncanville law firms often suggest that people read a sample motor vehicle policy in order to comprehend the terms. One of the most frequent confusions is the definition of "motor vehicle". This phrase appears in many statutes that govern vehicle registration and financial responsibility laws.

Some examples of coverage under a motor vehicle policy include commercial automobile insurance for vehicles used for business, commercial establishments, activities, employment or occupations which are carried out for profit automobile liability insurance, which includes MP and PIP; and underinsured and uninsured motorist coverage (UM/UIM). This kind of insurance is required in many states.

Permissive Use

If anyone other than an insured or a family member drives your vehicle and gets involved in an accident, it's crucial to know the way insurance coverage works in these circumstances. This is called permissive usage. The specifics of your insurance policy may vary, but most large automobile insurers provide this kind of coverage.

It is important to keep in mind that you are liable for any damage caused by a driver with your permission. Permission can be given in writing or implied, and it is not required to be written down.

In determining if there is an implied permission, courts look at the relationship between the two parties; their previous behavior and use of the vehicle, as well as the circumstances surrounding the particular driving event in question. A court also will consider the extent to which restrictions were imposed on the scope of permissive use. It will also consider if slight deviation from the time, place, and usage restrictions of the original permission would violate these restrictions.

Keep in mind that adding another driver to your insurance could cause your premium to go up, as it makes the vehicle more risky to insure. It is important to carefully consider your options prior to giving your vehicle over to someone else. If you aren't sure whether to add someone else to your policy or not, get in touch with Jerry to discuss the specific terms of your insurance policy. Get a free quote.